Online & Mobile Services

Need to deposit a check? Send money to a friend? Pay your bills on time? Our secure online and mobile banking tools make managing your money fast and easy. In the St. Simons Bank Mobile App or online, it's all at your fingertips – anytime, anywhere!

Ready to get started? Stop by and one of our personal bankers will be glad to help you enroll in Online and Mobile Banking and answer any questions you have.

Click here to learn more about our NEW Online Banking & Mobile App!

Manage your money from the palm of your hand.

  • Check your balance
  • View transactions
  • Pay Bills
  • Transfer funds between St. Simons Bank & Trust accounts
  • E-Statements
  • Account Alerts
  • Mobile Deposit (subject to eligibility)

Download our St. Simons Bank & Trust Mobile App for your Apple or Android device now!

Download on the Apple App Store Get it on Google Play

Need answers? We're here to help!

Please click on the item below to view the answers to some of the frequently asked questions about banking with St. Simons Bank. If we have not mentioned your question below, feel free to contact us online or give us a call and we will be happy to assist you!

Stop by and one of our personal bankers will be glad to help you enroll in Online and Mobile Banking and answer any questions you have.
Yes, you can download the mobile app by clicking on one of the icons below, or search for “St Simons Bank” in the App Store (Apple) or the Play Store (Android).

Download on the App StoreGet it on Google Play

Mobile Deposit allows you to deposit checks to any of your checking or savings accounts using the camera on your smartphone or tablet. Using the Mobile App for iPhone or Android, login and select the "Deposit" quick action on your dashboard or select "Deposit Check" from the menu. Enter the amount of the check, take a picture of the front and back of the check and select the account where the deposit should credit. Remember to endorse the back of the check “For Mobile Deposit Only” and then sign your name before taking a picture of the check.
Securely store your check for 14 days after the deposit has been credited to your account, then destroy it.
You can make deposits anytime 24/7. The Cut-off Time for St. Simons Bank Mobile Deposits is 3:00pm EST Monday through Friday. Mobile Deposits submitted after 3:00pm EST, or on a day we are not open, will be processed the next business day we are open.
If you are locked out, please call Customer Service at (912) 638-1190 during normal business hours.
If you have forgotten your Online Banking ID or Password, please call Customer Service at (912) 638-1190 during normal business hours.

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